The Student Credit Card (SCC) is a type of Credit card offered by the Banks to College Going students. This credit card has a fixed limit of 15,000 rupees and has a limit of 5 years. Those 18+ students that have no income but wants a credit card then they can get a Student Credit Card, for this he/she needs to full fill the eligibility criteria and submit all the documents asked by the BANK.
Bihar is the only state in India that offers a student credit card to its students for higher studies with a limit of rupees 4 lakhs. Yes…! If you are from Bihar and want to go for higher studies but worried about the fee part then your state government has already solved this problem. This card is known as Bihar student Credit Card Scheme (BSCCS).
This card scheme was started on 2 Oct 2016 by the Bihar State Government to provide financial assistance to poor students for study. According to the scheme, a student can get a maximum of 4 lakhs to for higher studies in the field of B.A in finance, B.Tech, B.Sc.or, MBBS courses.
Very soon, the representative of the state government will get touch in you and proceed for the required process.
Student Credit card is a card offered by a particular bank. It works just like normal credit cards. You can do online shopping, take cash from ATMs and all the things you do with normal credit cards. If it works just like other credit cards then why is it called a Student Credit Card? This card is only offered to those students who are 18+ and do not have any income. The card has a set limit of 15,000 rupees. Valid till the next 5 years.
Also, you can get a student credit card from various finance companies. Several Banks in India except from these four banks also offer student credit cards.
If you have all the required documents and eligible to get a student credit card then you can apply for it. You don’t need to get any credit history; credit score and you don’t earn anything then you can apply for it. The important condition is students have to prove that he/she is studying in any college.
Just collect all the documents and you can go to any bank mentioned above. Bank will verify your documents and then if all verified then for sure they will provide you a credit card with a set limit of 15,000 rupees.
Bihar is the only state who provides a student credit card to the student of Bihar. The scheme is introduced by the state government of Bihar in 2 October 2016. According to this student credit card, the student can get up to 4 lakhs rupees to continue their higher studies. This scheme’s name is the MNSSBY Bihar Student Credit card.
So, if you are one the student who faces money issue during your studies then you can easily get a student credit card. Get a job and then pay back to the bank.
List of courses cover under Bihar Student Credit Card Scheme are as follow
New update are made in Bihar Student Credit Card Scheme. In month of July of 2019 Government of Bihar made some changes in Bihar Student Credit Card Scheme.
Changes are as follow:-
NAAC / NBA University List
Sr. No. |
Name of the University |
State |
Grade |
1 |
Andhra University,Visakhapatnam–530003 (Third Cycle) |
Andhra Pradesh |
A |
2 |
Rashtriya Sanskrit Vidyapeetha (Deemed-to-be-University u/s 3 of the UGC Act 1956), Tirupati – 517507 (Second Cycle) |
Andhra Pradesh |
A |
3 |
Vignan's Foundation for Science Technology and Research Vadlamudi (First Cycle) |
Andhra Pradesh |
A |
4 |
Acharya Nagarjuna University, Guntur – 522510 (Third Cycle) |
Andhra Pradesh |
A |
5 |
Gandhi Institute of Technology and Management [GITAM] (Deemed-to-be-University u/s 3 of the UGC Act 1956), Rushikonda, Visakhapatnam – 530045 (Second Cycle) |
Andhra Pradesh |
A+ |
6 |
Sri Padmavati Mahila Visvavidyalayam, Tirupati – 517502 (Third Cycle) |
Andhra Pradesh |
A |
7 |
Sri Venkateswara University, Tirupati, Chittoor - 517502 (Third Cycle) |
Andhra Pradesh |
A+ |
8 |
Koneru Lakshmaiah Education Foundation (Deemed-to-be-University u/s 3 of the UGC Act 1956),Green Fields, Vaddeswaram,Guntur - 522502 (Second Cycle) |
Andhra Pradesh |
A++ |
9 |
Guru Jambheshwar University of Science & Technology, Hisar, 125001 Haryana (Third Cycle) |
Haryana |
A |
10 |
Maharshi Markandeshwar University,Mullana-Ambala (First Cycle) |
Haryana |
A |
11 |
Manav Rachna International University,Faridabad (First Cycle) |
Haryana |
A |
12 |
O. P. Jindal Global University, Sonipat – 131001 (First Cycle) |
Haryana |
A |
13 |
Central University of Haryana, Mahendragarh – 123029 (First Cycle) |
Haryana |
A |
14 |
Deenbandhu Chhotu Ram University of Science and Technology, Murthal, Sonepat – 131039 (First Cycle) |
Haryana |
A |
15 |
Kurukshetra University, Kurukshetra – 136119 |
Haryana |
A+ |
16 |
Pt. B. D. Sharma University of Health Sciences, Rohtak – 124001 (First Cycle) |
Haryana |
A |
17 |
YMCA University of Science and Technology, Faridabad – 121006 |
Haryana |
A |
18 |
MAHARSHI DAYANAND UNIVERSITY,Haryana , Rohtak , 124001 ,Haryana , Rohtak , 124001 (Third Cycle) |
Haryana |
A+ |
19 |
Karnatak University, Pavate Nagar, Dharwad, 580003 Karnataka ( Third Cycle) |
Karnataka |
A |
20 |
KLE Academy of Higher Education and Research (Deemed-to-be-University u/s 3 of the UGC Act 1956), Belgaum – 590010 (Second Cycle) |
Karnataka |
A |
21 |
Sri Siddhartha Academy of Higher Education, Tumkur (First Cycle) |
Karnataka |
A |
22 |
Manipal Academy of Higher Education (Deemed –to-be University u/s 3 of the UGC Act), Udupi-576119 (Second Cycle) |
Karnataka |
A |
23 |
University of Mysore, Mysore, Karnataka (Third Cycle) |
Karnataka |
A |
24 |
Yenepoya University, Mangalore (First Cycle) |
Karnataka |
A |
25 |
Bangalore University, Bangalore – 560056 (Third Cycle) |
Karnataka |
A |
26 |
Christ University (Deemed-to-be-University u/s 3 of the UGC Act 1956), Bengaluru – 560029 (First Cycle, assessed as per old methodology) |
Karnataka |
A |
27 |
Jain University (Deemed-to-be-University u/s 3 of the UGC Act 1956), Bengaluru – 560027(First Cycle, Re-assessment) |
Karnataka |
A |
28 |
Jawaharlal Nehru Centre for Advanced |
Karnataka |
A++ |
29 |
Karnataka State Law University, Hubballi – 580025 (First Cycle) |
Karnataka |
A |
30 |
Kuvempu University, Shankaraghatta, |
Karnataka |
A |
31 |
Swami Vivekananda Yoga Anusandhana Samsthana (Deemed-to-be-University u/s 3 of the UGC Act 1956), Kempegowda Nagar, Bengaluru – 560019 (Second Cycle) |
Karnataka |
A+ |
32 |
JSS Academy of Higher Education and Research (Deemed-to-be-University u/s 3 of the UGC Act 1956),Sri Shivarathreeshwara Nagar,Mysuru - 570015 (Second Cycle) |
Karnataka |
A+ |
33 |
National Law School of India University ,Nagarbhavi ,Bengaluru - 560072 (First Cycle) |
Karnataka |
A |
34 |
Indian Institute of Science, C V Raman Road, Bengaluru – 560012 (First Cycle) |
Karnataka |
A++ |
35 |
Cochin University of Science and Technology, Cochin – 682022 |
Kerala |
A |
36 |
Mahatma Gandhi University, Athirampuzha, Kottayam – 686560 |
Kerala |
A |
37 |
University of Calicut, Malappuram – 673635 (Third Cycle |
Kerala |
A |
38 |
University of Kerala, Thiruvananthapuram, 695034 (Second Cycle) |
Kerala |
A |
39 |
Dr. Harisingh Gour Vishwavidyalaya, Sagar, 470003 (Third Cycle) |
Madhya Pradesh |
A |
40 |
Jiwaji University, Gwalior, 474011 (Second Cycle) |
Madhya Pradesh |
A |
41 |
Mahatma Gandhi Chitrakoot Gramodaya Vishwavidyalaya, Chitrakoot, Satna – 485334 (First Cycle |
Madhya Pradesh |
A |
42 |
Vikram University, Ujjain – 456010 (Second Cycle) |
Madhya Pradesh |
A |
43 |
Jaypee University of Engineering and Technology, Guna – 473226 (First Cycle) |
Madhya Pradesh |
A |
44 |
Lakshmibai National Institute of Physical Education (Deemed-to-be-University u/s 3 of UGC Act 1956), Gwalior – 474002 (Second Cycle) |
Madhya Pradesh |
A++ |
45 |
Rajiv Gandhi Proudyogiki Vishwavidyalaya, Gandhi Nagar, Bhopal – 462033 (First Cycle) |
Madhya Pradesh |
A |
46 |
DEVI AHILYA VISHWAVIDYALAYA,Devi Ahilya Vishwavidyala, |
Madhya Pradesh |
A+ |
47 |
Deccan College Post-Graduate and Research Institute (Deemed to be University u/s 3 of the UGC Act 1956), Pune, 411006 (Second Cycle) |
Maharashtra |
A |
48 |
Dr. D.Y. Patil Vidyapeeth (Deemed to be University u/s 3 of the UGC Act 1956), Pune, 411018 (Second Cycle) |
Maharashtra |
A |
49 |
Gokhale Institute of Politics and Economics (Deemed-to-be-University u/s 3 of the UGC Act 1956), Pune – 411004 (Second Cycle) |
Maharashtra |
A |
50 |
Homi Bhabha National Institute (Deemed to be University u/s 3 of the UGC Act 1956), Mumbai, 400094 (First Cycle) |
Maharashtra |
A |
51 |
Krishna Institute of Medical Science, Karad (First Cycle) |
Maharashtra |
A |
52 |
Mahatma Gandhi Antarrashtriya Hindi Vishwavidyalaya, Wardha, 442005 (First Cycle) |
Maharashtra |
A |
53 |
North Maharashtra University,Jalgaon, 425001 (Third Cycle) |
Maharashtra |
A |
54 |
Sant Gadge Baba Amravati University, Amravati – 444602 (Third Cycle) |
Maharashtra |
A |
55 |
Shreemati Nathibai Damodar Thackersey Women's University, Mumbai – 400020 (Second Cycle) |
Maharashtra |
A |
56 |
Swami Ramanand Teerth Marathwada University, Nanded, 431606 (Third Cycle) |
Maharashtra |
A |
57 |
Symbiosis International University, Pune – 412115 (Second Cycle) |
Maharashtra |
A |
58 |
Tata Institute of Social Sciences (Deemed-to-be-University u/s 3 of the UGC Act 1956), Mumbai – 400088 (Third Cycle) |
Maharashtra |
A |
59 |
Bharati Vidyapeeth University (Deemed-to-be-University u/s 3 of the UGC Act 1956), Pune – 411030 (Third Cycle) |
Maharashtra |
A+ |
60 |
D. Y. Patil Education Society (Deemed-to-be-University u/s 3 of the UGC Act 1956), Kolhapur – 416006 |
Maharashtra |
A |
61 |
Datta Meghe Institute of Medical Sciences (Deemed-to-be-University u/s 3 of the UGC Act 1956), |
Maharashtra |
A+ |
62 |
Pravara Institute of Medical Sciences (Deemed-to-be-University u/s 3 of the UGC Act 1956), Loni, Rahata, Ahmednagar – 413736 (Second Cycle) |
Maharashtra |
A |
63 |
Savitribai Phule Pune University, Pune – 411007 (Third Cycle) |
Maharashtra |
A+ |
64 |
SVKM's Narsee Monjee Institute of Management Studies (Deemed-to-be-University u/s 3 of the UGC Act 1956), Vile Parle (W), Mumbai – 400056 (Third Cycle) |
Maharashtra |
A+ |
65 |
Tata Institute of Fundamental Research (Deemed-to-be-University u/s 3 of the UGC Act 1956), Homi Bhabha Road, Colaba, Mumbai – 400005 (First Cycle) |
Maharashtra |
A+ |
66 |
Institute of Chemical Technology (Deemed-to-be-University u/s 3 of the UGC Act 1956), Matunga, Mumbai – 400019 |
Maharashtra |
A++ |
67 |
DR. BABASAHEB AMBEDKAR MARATHWADA UNIVERSITY,Jaisingapura, Near Soneri Mahal,, Aurangabad , 431004 (Third Cycle) |
Maharashtra |
A |
68 |
Central University of Punjab, Bathinda – 151001 (First Cycle) |
Punjab |
A |
69 |
Guru Nanak Dev University, Amritsar, 143005 Punjab ( Third Cycle) |
Punjab |
A |
70 |
Panjab University, Sector 14, Chandigarh, 160014 (Third Cycle) |
Punjab |
A |
71 |
Punjabi University, Patiala – 147002 (Third Cycle) |
Punjab |
A |
72 |
Rajiv Gandhi National University of Law, Patiala, 147001 (First Cycle) |
Punjab |
A |
73 |
Thapar Institute of Engineering and Technology University, Patiala – 147004 (Third Cycle) |
Punjab |
A |
74 |
THAPAR INSTITUTE OF ENGINEERING AND TECHNOLOGY UNIVERSITY,THAPAR TECHNOLOGY CAMPUS POST BOX 32 PATIALA PUNJAB , INDIA,atiala , 147004 (Re-assessment, Third Cycle) |
Punjab |
A+ |
75 |
CHANDIGARH UNIVERSITY , NH-95,CHANDIGARH-LUDHIANA HIGHWAY |
Punjab |
A+ |
76 |
Bharath Institute of Higher Education and Research (University), Chennai (Second Cycle) |
Tamil Nadu |
A |
77 |
Bharathiar University,Coimbatore – 641046 (Third Cycle) |
Tamil Nadu |
A |
78 |
Chennai Mathematical Institute (Deemed-to-be-University u/s 3 of the UGC Act), Chennai – 603103 (First Cycle) |
Tamil Nadu |
A |
79 |
Chettinad Academy of Research and Education, Chennai (Second Cycle) |
Tamil Nadu |
A |
80 |
Kalasalingam Academy of Research and Education, Srivilliputhur (Second Cycle) |
Tamil Nadu |
A |
81 |
Noorul Islam Centre For Higher Education,Thuckalay (First Cycle) |
Tamil Nadu |
A |
82 |
Periyar University, Salem, 636011 (Second Cycle) |
Tamil Nadu |
A |
83 |
Sathyabama Institute of Science and Technology (Deemed-to-be-University u/s 3 of the UGC Act 1956), Chennai – 600119 (Second Cycle) |
Tamil Nadu |
A |
84 |
Saveetha Institute of Medical and Technical Sciences,Chennai (First Cycle) |
Tamil Nadu |
A |
85 |
Shanmugha Arts, Science, Technology & Research Academy (SASTRA) University (Deemed to be University u/s 3 of the UGC Act 1956), Thanjavur, 613401 Tamil Nadu (Third Cycle) |
Tamil Nadu |
A |
86 |
University of Madras, Chepauk Campus, Chennai, 600005 Tamil Nadu (Third Cycle) |
Tamil Nadu |
A |
87 |
Vel Tech Rangarajan Dr Sagunthala R&D Institute of Science and Technology, Chennai (First Cycle) |
Tamil Nadu |
A |
88 |
Vellore Institute of Technology (Deemed to be University u/s 3 of the UGC Act 1956), Vellore, 632014 (Third Cycle) |
Tamil Nadu |
A |
89 |
Alagappa University, Alagappapuram, Sivaganga, Karaikudi – 630003 (Third Cycle) |
Tamil Nadu |
A+ |
90 |
Dr. M. G. R. Educational and Research Institute Deemed-to-be-University u/s 3 of the UGC Act 1956), Chennai - 600095 (Second Cycle, assessed as per old methodology) |
Tamil Nadu |
A |
91 |
Gandhigram Rural Institute (Deemed-to-be-University u/s 3 of the UGC Act, 1956), Dindigul – 624302 (Third Cycle) |
Tamil Nadu |
A |
92 |
Hindustan Institute of Technology and Science (HITS) (Deemed-to-be-University u/s 3 of the UGC Act, 1956), Chennai – 603103 (First Cycle, Re-assessment) |
Tamil Nadu |
A |
93 |
Sri Chandrasekharendra Saraswathi Viswa Mahavidyalaya (Deemed-to-be-University u/s 3 of the UGC Act 1956), Enathur, Kanchipuram – 631561 (First Cycle, Re-assessment) |
Tamil Nadu |
A |
94 |
AVINASHILINGAM INSTITUTE FOR HOME SCIENCE AND HIGHER EDUCATION FOR WOMEN,Bharathi Park Road,Coimbatore , 641043,Coimbatore , 641043 (Fourth Cycle) |
Tamil Nadu |
A+ |
95 |
VELS INSTITUTE OF SCIENCE, TECHNOLOGY AND ADVANCED STUDIES(VISTAS) |
Tamil Nadu |
A |
96 |
BHARATHIDASAN UNIVERSITY,Palkalaiperur,TIRUCHIRAPALLI , 620024 (Third Cycle) |
Tamil Nadu |
A+ |
97 |
Manonmaniam Sundaranar University,Abishekapatti,Tirunelveli - 627012 (Third Cycle) |
Tamil Nadu |
A |
98 |
SRM Institute of Science and Technology,SRM Nagar, Kancheepuram Dist.,Kattankulathur - 603203 (Third Cycle) |
Tamil Nadu |
A++ |
99 |
Maulana Azad National Urdu University, Hyderabad – 500032 (Second Cycle) |
Telangana |
A |
100 |
NALSAR University of Law, Hyderabad – 500101 (First Cycle) |
Telangana |
A |
101 |
The English and Foreign Languages University, Hyderabad – 500007 (Second Cycle) |
Telangana |
A |
102 |
The ICFAI Foundation for Higher Education (Deemed to be University u/s 3 of the UGC Act 1956), Donthanapalli, Hyderabad, 501203 (Second Cycle) |
Telangana |
A |
103 |
University of Hyderabad, Hyderabad, 500046 (Third Cycle) |
Telangana |
A |
104 |
International Institute of Information Technology (Deemed-to-be-University u/s 3 of the UGC Act 1956), Gachibowli, Hyderabad – 500032 (Second Cycle) |
Telangana |
A |
105 |
Jawaharlal Nehru Technological University Hyderabad – 500085 (Second Cycle) |
Telangana |
A |
106 |
Kakatiya University, Vidyaranyapuri, Hanamkonda, Warangal – 506009(Third Cycle) |
Telangana |
A |
107 |
Osmania University, Hyderabad – 500007 |
Telangana |
A+ |
108 |
Aligarh Muslim University, Aligarh, 202002 (First Cycle) |
Uttar Pradesh |
A |
109 |
Babasaheb Bhimrao Ambedkar University, Lucknow, 226025 (First Cycle) |
Uttar Pradesh |
A |
110 |
Banaras Hindu University, Varanasi, 221005 (Second Cycle) |
Uttar Pradesh |
A |
111 |
GLA University, Chaumuhan, Mathura – 281406 (First Cycle) |
Uttar Pradesh |
A |
112 |
King George Medical University, Lucknow – 226003 (First Cycle) |
Uttar Pradesh |
A |
113 |
Swami Vivekanand Subharti University, Meerut – 250005 (First Cycle) |
Uttar Pradesh |
A |
114 |
SHIV NADAR UNIVERSITY,NH-91, TEHSIL-DADRI, GAUTAM BUDDHA NAGAR, UTTAR PRADESH,201314 (First Cycle) |
Uttar Pradesh |
A |
115 |
DAYALBAGH EDUCATIONAL INSTITUTE, Dayalbagh Educational Institute (Deemed to be University), Dayalbagh,AGRA,Uttar pradesh,282005 (Third Cycle) |
Uttar Pradesh |
A+ |
116 |
Amity University,Amity University Campus Sector - 125, Distt. Gautam Buddha Nagar,Noida - 201313 (Second Cycle) |
Uttar Pradesh |
A+ |
117 |
Jadavpur University |
West Bengal |
A |
118 |
Rabindra Bharati University, Kolkata – 700050 (Second Cycle) |
West Bengal |
A |
119 |
Presidency University, Kolkata – 700073 (First Cycle) |
West Bengal |
A |
120 |
University of Burdwan, Bardhaman – 713104 (Third Cycle) |
West Bengal |
A |
121 |
University of Calcutta, Kolkata – 700073 (Third Cycle) |
West Bengal |
A |
122 |
University of Kalyani, Kalyani, Nadia – 741235 (Third Cycle) |
West Bengal |
A |
123 |
University of North Bengal, Darjeeling – 734430 (Third Cycle) |
West Bengal |
A |
124 |
RAMAKRISHNA MISSION VIVEKANANDA EDUCATIONAL AND RESEARCH INSTITUTE,PO Belur Math, Dist Howrah 711202 West Bengal,Howrah , 711202 (First Cycle) |
West Bengal |
A++ |